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Cristian Ulloa is a CEO, builder, and tech innovator on a mission to solve some of the financial world’s biggest pain points. With deep expertise in both traditional finance and blockchain, Cristian is pioneering real-world solutions that drive meaningful change through 2025, and beyond.
In 2021, Cristian co-founded a revolutionary DeFi lending protocol, which launched in 2023, enabling thousands worldwide to access 0% interest loans with no repayment schedules. Within its first year, more than $220 million USD worth of value was deposited in the protocol.
Beyond DeFi lending, Cristian has also led the development and deployment of two other innovative blockchain protocols
designed to enhance wallet security and improve financial data accuracy — further solidifying his impact in the blockchain space.
Before stepping into decentralized finance (DeFi), Cristian spent over two decades in strategic leadership, holding key roles at major global firms — including Partner at BDO and Principal at Mercer in Australia. His experience in traditional finance now fuels his vision for a more transparent, equitable financial future.
As a passionate advocate, inspiring writer, and captivating speaker, Cristian is committed to delivering real value to real people. His goal? Ensuring that no one gets left behind in the movement toward a fair and free financial system.
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DeFi isn’t just a buzzword — it’s a financial revolution. Discover how trustless, transparent protocols are eliminating the need for banks and middlemen. Learn how DeFi is unlocking borrowing, lending, and investing for everyone, and why this movement is reshaping the future of finance.
Traditional finance is waking up to DeFi — and for good reason. See how institutions and investors are tapping into higher yields, radical transparency, and smart risk management. This talk unpacks why DeFi isn’t a threat to TradFi — it’s the upgrade it’s been waiting for.
What if loans had no interest, no repayment schedule, and no banks involved? Explore how protocols like Liquid Loans are redefining lending through code and collateral. Get inside the mechanics of zero-interest borrowing — and what it signals for the future of money.
It’s not a war between worlds — it’s a partnership. Discover how centralized and decentralized systems can thrive together. From hybrid infrastructure to shared value creation, this talk reveals how coexistence, not competition, will unlock blockchain’s full potential.
Stablecoins aren’t just tools — they’re the trust layer of DeFi. Learn how overcollateralized assets like USDL unlock real-world utility, price stability, and mass adoption without relying on fiat reserves. This is the bridge between Web2 and Web3 — and it matters more than ever.
CBDCs could transform finance — but at what cost? Dive into the promise of efficiency and inclusion, and the risks of surveillance, control, and systemic fragility. This talk unpacks both sides, empowering audiences to ask better questions about the future of digital money.
Looking for an expert quote or to invite Cristian to speak on your podcast or at your conference?
Send an email to cristian@cristianulloa.com
